现在银行已经以LPR基点的形式实行浮动利率开发者_开发技巧。如果LPR发生变化，抵押贷款利率也会发生变化。如果LPR利率下降，抵押贷款利率也会下降。那么，房贷利率下调需要去银行办理吗？这要看实际情况。[详细]
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