Pl help me for the comment input format for site comments

I want an input format for comments for site visitors who will not use html. However all line breaks should be retained and html special characters need to be escaped开发者_Go百科 including the hiding of email ids.

Can somebody tell me if these settings are ok and will not affect my site in any way ?:

http://drupalworld2011.blogspot.com/2011/07/creating-drupal-comment-input-format.html

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yes, it's totally fine. Don't forget to apply this format as default for comments.