Fade in/out text overlay image plugin for jQuery

I have a set of images in a directory I would like to cross fade in a loop. There are about a million jQuery plugins that can accomplish this. What I haven't found is the ability to cross fade text overlaying the images. What I don't want to do is have a duplicate copy of each image, one with and one without the text overlay, as this seems entirely wasteful.

jQuery can already fade in/out text along with images, but I have yet to find a way to overlay the image with cross faded text.

Sure, I can do this in Flash...but I would like to not have that requirement for this client's website.

Suggestions? (I've already googled; haven't found anything)

Edit:开发者_如何学Go Text overlay would be programmatic in the loop, it would not be based on mouseover. This is just a loop of images on the front page of a site along with text fading in and out over each image

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The best solution seems to be this: Photo Slide Show With Slick Caption